Privacy Policy

1. Introduction

Welcome to the Rent vs Buy Calculator ("we", "our", or "us"), accessible at {域名}. We are committed to protecting your privacy and being transparent about how we handle information. This Privacy Policy explains our practices regarding data collection, usage, and your rights.

2. Information We Collect

Automatically Collected Information: When you visit our website, we automatically collect standard server log information including your IP address, browser type, operating system, referring URLs, pages visited, and timestamps. This data is used solely for analytics and site performance monitoring.

Calculator Inputs: The financial values you enter into our Rent vs Buy Calculator (home price, down payment, mortgage rate, etc.) are processed entirely in your browser using client-side JavaScript. We do not store, transmit, or collect these values on any server. All calculations happen locally on your device.

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies for the following purposes:

• Essential Cookies: Required for basic site functionality and security.
• Analytics Cookies: We use Baidu Analytics (Tongji) to understand how visitors interact with our site. Baidu Analytics uses cookies to track page views, session duration, and traffic sources. The Baidu Analytics ID we use is d2d05668e9d64d1f6112364ae3eb9e1a.
• Advertising Cookies: Our advertising partners may set cookies to serve relevant advertisements and measure ad performance.

You can control cookie preferences through your browser settings. Most browsers allow you to block or delete cookies. However, disabling cookies may affect certain site features.

4. Third-Party Advertising

We display advertisements through the following third-party ad networks:

4.1 Monetag

We use Monetag (quge5.com, Zone ID: 258575) for pop-under and push notification advertisements. Monetag may use cookies, web beacons, and similar technologies to collect information about your browsing behavior for ad targeting purposes. Monetag's script is loaded with a 3-second delay to avoid interfering with your experience. For more information, visit Monetag's privacy policy at monetag.com.

4.2 Adsterra

We use Adsterra (effectivecpmnetwork.com) for display banner advertisements. Adsterra may collect non-personally identifiable information such as browser type, device type, and geographic location to serve relevant ads. For more information, visit Adsterra's privacy policy at adsterra.com.

5. How We Use Information

The information we collect is used to:

• Monitor and improve website performance and user experience
• Analyze traffic patterns and user behavior through Baidu Analytics
• Display relevant advertisements through our advertising partners
• Ensure website security and prevent fraudulent activity

6. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. Information may be shared in the following limited circumstances:

• Service Providers: We share data with analytics providers (Baidu) and advertising networks (Monetag, Adsterra) as described above.
• Legal Compliance: We may disclose information when required by law or to protect our rights.

7. Your Rights

Depending on your jurisdiction, you may have the following rights:

• Access: Request information about the data we hold about you.
• Deletion: Request deletion of your personal data where applicable.
• Opt-Out: Opt out of targeted advertising through your browser settings or by using opt-out tools provided by the Network Advertising Initiative (NAI) or Digital Advertising Alliance (DAA).

8. Children's Privacy

Our website is not directed at children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

10. Contact Us

If you have questions about this Privacy Policy, please visit our Contact page.